Bajaj Housing Finance home loans

Lender and products

Housing finance company Bajaj Housing Finance, checked 2026-11-12

RBI regulation; NHB supervision Department of Financial Services, checked 2026-11-12

Home loan; balance transfer; additional borrowing Bajaj Housing Finance, checked 2026-11-12

Published rate information

From 7.50% p.a. for salaried borrowers, range 7.50% to 10.25%. Self-employed: 8.05% to 10.65%. Bajaj Housing Finance, checked 2026-11-12

Rates are conditional and may change. Ask for the rate type, benchmark, spread and reset terms that would apply to your loan.

Prepayment terms

Individual floating-rate home loans: no prepayment charge. Fixed and dual-rate conditions differ. Bajaj Housing Finance, checked 2026-11-12

How to apply

Visit the official product page, confirm the legal lending entity and follow its application route. Showcasia collects no loan application or personal documents.

Visit Bajaj Housing Finance

Questions to ask before signing

• Which costs are refundable if the application does not proceed?
• How does a rate reset affect the instalment and tenure?
• What valuation and title checks are required for this property?
• Which mortgage and registration expenses are additional?

Complaints and escalation

Start with the lender’s complaint route, checked 2026-11-12. Keep your complaint reference and written response.

Follow the HFC’s published escalation procedure, including the NHB route where specified. Do not assume a bank ombudsman route covers every HFC complaint. Raise a complaint with the lender first. Use the RBI complaint portal to check the applicable escalation route and coverage. Reserve Bank of India, checked 2026-11-12

Estimate EMI · Plan your cash costs · All lenders