Home loans, on your terms
Plan borrowing, compare written loan terms and find official lender routes without sharing your calculator inputs.
Photo · Couple reviewing a home purchase cost sheet at home
14 lendersBanks and housing finance companies, alphabetical
16 citiesA sourced loan route for each city
9 calculatorsRun in your browser; nothing is sent
No lender leadsWe take no application and sell no data
From budget to disbursal
- 1Photo · Household budget on a notepadSet a cash and monthly budgetKeep a reserve and allow for duties, fees and running costs alongside EMI.
- 2Photo · Two written loan offers side by sideCompare written termsAsk lenders for the benchmark, spread, reset conditions, annual percentage cost and itemised charges.
- 3Photo · Valuer inspecting a flatCheck the property and documentsA lender’s valuation and legal review are separate from your own due diligence. Borrow only against a transaction the lender accepts.
- 4Photo · Keys handed over at possessionReview the payment scheduleMatch disbursal to the seller’s contractual milestones. For construction, check stage-linked release and your liability if the builder delays.
Lenders to compare
Alphabetical. A listing is not a recommendation or a Showcasia partnership.
All lenders- AXISLogoAxis BankPrivate sector bank
- BHFLLogoBajaj Housing FinanceHousing finance
- BoBLogoBank of BarodaPublic sector bank
- CANARALogoCanara BankPublic sector bank
- HDFCLogoHDFC BankPrivate sector bank
- ICICILogoICICI BankPrivate sector bank
- IDFCLogoIDFC FIRST BankPrivate sector bank
- KOTAKLogoKotak Mahindra BankPrivate sector bank
- LICHFLLogoLIC Housing FinanceHousing finance
- PNBHFLLogoPNB Housing FinanceHousing finance
- PNBLogoPunjab National BankPublic sector bank
- SBILogoState Bank of IndiaPublic sector bank
- TATALogoTata CapitalHousing finance
- UBILogoUnion Bank of IndiaPublic sector bank
Work through your figures
All calculators- Photo · Couple reviewing a loan offer at home
Home loan EMI calculator
Open calculator - Photo · Salary slips and a loan form on a desk
Home loan eligibility estimate
Open calculator - Photo · Apartment towers in a growing suburb
Home affordability calculator
Open calculator - Photo · Bank app showing a loan balance
Home loan prepayment calculator
Open calculator - Photo · Bank branch counter
Home loan balance transfer calculator
Open calculator - Photo · Keys and a purchase cost sheet
Total cost of buying a home
Open calculator
Find a loan route in your city
- Photo · Shaniwar WadaPuneLoan route and costs
- Photo · Marine Drive at duskMumbaiLoan route and costs
- Photo · Upvan LakeThaneLoan route and costs
- Photo · Vashi creek bridgeNavi MumbaiLoan route and costs
- Photo · India GateDelhiLoan route and costs
- Photo · Cyber CityGurugramLoan route and costs
- Photo · Expressway skylineNoidaLoan route and costs
- Photo · Vidhana SoudhaBengaluruLoan route and costs
- Photo · CharminarHyderabadLoan route and costs
- Photo · Marina BeachChennaiLoan route and costs
- Photo · Howrah BridgeKolkataLoan route and costs
- Photo · Sabarmati RiverfrontAhmedabadLoan route and costs
- Photo · Hawa MahalJaipurLoan route and costs
- Photo · Rumi DarwazaLucknowLoan route and costs
- Photo · Capitol ComplexChandigarhLoan route and costs
- Photo · Fort Kochi fishing netsKochiLoan route and costs
Guides before you borrow
All EMI guides- Photo · a home loan sanction letter beside a calculatorExplainerHow EMI is calculated: the formula with a worked exampleRead the guide
- Photo · a printed repayment schedule with a penExplainerAmortisation schedule: how much of each EMI is interestRead the guide
- Photo · two loan offer letters laid side by sideExplainerTenure versus EMI: what a longer loan really costsRead the guide
- Photo · a bank cheque and a home loan statement on a tableExplainerPart-prepayment: reduce EMI or reduce tenure?Read the guide
Housing support under PMAY-U
Check the official interest subsidy route and its conditions before you count any support in your budget.
Photo · New affordable housing blocks
These tools and links are independent of property search ordering. Showcasia takes no loan application, collects no lender lead and receives no personal figures from the calculators. Title-limited homes are not promoted for loans. Data-centre land remains enquiry-only.
This is general information, not legal, tax or financial advice. Check with a qualified professional for your case.