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Maharashtra stamp duty and registration

Work through a Maharashtra duty scenario with explicit local and metro components, and inspect the limits of the official source evidence.

Starting values are illustrative assumptions, not market rates or tax defaults. Enter every cost explicitly, including zero where you have confirmed none applies. Inputs stay in this browser tab.

₹80,00,000 (80 lakh)
₹80,00,000 (80 lakh)
Enter your confirmed amount or an explicit scenario assumption.
Enter your confirmed amount or an explicit scenario assumption.
Enter your confirmed amount or an explicit scenario assumption.
Enter your confirmed amount or an explicit scenario assumption.
Enter your confirmed amount or an explicit scenario assumption.
Enter your confirmed amount or an explicit scenario assumption.

Estimate

Enter base duty, verify jurisdiction, local levy, enter explicitly, metro cess, enter explicitly, confirmed concession, percentage points, registration fee, separate handling charges to calculate.

This is an estimate. Your lender decides your loan.

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Rate and cost inputs are assumptions. Check them against your lender’s quotation and official local calculations. This tool does not include tax relief or an income growth forecast.

Maharashtra: confirm the whole calculation

The source snapshots below establish separate components. Confirm current applicability with IGR for your instrument and exact jurisdiction. Enter local and metro levies, any confirmed concession, registration and separate fees explicitly. The calculator does not apply a women’s concession automatically.

The official PDFs were reviewed in the project research on 10 November 2026. Direct retrieval attempts on 12 November timed out. Their availability is not evidence that later notifications were reviewed. These examples reproduce the published urban base component and registration scale only.

ValueBase componentRegistration scale
₹10,000₹500 · IGR Article 25, checked 2026-11-10₹100 · IGR fee table, checked 2026-11-10
₹10,001₹500.05 · IGR Article 25, checked 2026-11-10₹110 · IGR fee table, checked 2026-11-10
₹80,00,000₹4,00,000 · IGR Article 25, checked 2026-11-10₹30,000 · IGR fee table, checked 2026-11-10

How this estimate works

Scenario duty = max(agreement value, entered assessed value) × (base + local + metro − confirmed concession) / 100. Add entered registration and handling fees.

Stamp duty depends on the instrument, location and ownership circumstances. A percentage quoted for a neighbouring area may leave out a local component or use a different concession. This tool therefore asks you to enter each component explicitly. Use the official registration department for the property location and confirm which valuation basis applies to your document before entering a scenario.

The model uses the higher of agreement value and the assessed value you enter. That is a transparent planning assumption, not a universal determination of the legal valuation for every instrument. Enter an assessed value consistent with the official valuation guidance for your case. The result shows the basis used so you can spot whether the agreement value alone would have understated the scenario.

For Maharashtra, the linked official source snapshots establish an urban-category base component and a published registration scale. They do not establish every current local and metro combination. The state guide explains that boundary. This calculator never automatically awards a concession based on a gender selection. Enter a concession only after confirming the ownership conditions and current order, and keep registration separate from duty.

A fee quoted as a percentage can conceal unit rounding, a ceiling or an additional handling charge. Obtain a complete registrar calculation, including the instrument and jurisdiction, and replace the assumptions here. The result does not cover mortgage stamp duty, gift or lease instruments automatically. Keep a copy of the official calculation with your purchase paperwork and use the total-cost tool to add the down payment, loan expenses and reserve.

Ask for the exact name of each levy rather than recording a combined percentage without explanation. When a concession applies to only part of an instrument or a particular ownership arrangement, this simple percentage model may not fit it. In that case use the official total as a separate budget input and obtain professional help with the instrument itself before registration.

Sources and limits

  • Article 25 urban-category base duty: 5%. This is a component, not a Maharashtra-wide total. Later amendments, jurisdiction, local levy, metro cess and concession conditions require confirmation. IGR Maharashtra, checked 2026-11-10. Effective basis: 2026-07-22.
  • Published fee scale: ₹100 up to ₹10,000, then ₹10 per ₹1,000 or part above that value, capped at ₹30,000. Separate handling fees and later changes require confirmation. IGR Maharashtra, checked 2026-11-10. Effective basis: 2021 fee table; commencement not established.

Questions about this tool

Does this result reserve a loan?

No. It is a planning estimate. Your lender examines income, credit history, property documents and valuation separately.

Where do my figures go?

Calculations run in your browser. Showcasia does not submit your calculator inputs to lenders or save them on its server. Closing the page clears the scenario.

Which assumptions should I change?

Replace the illustrative values with your own figures and a written lender quotation. Check local duties and fees before committing money.

This is general information, not legal, tax or financial advice. Check with a qualified professional for your case.

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