Where to get a home loan in Mumbai

Prepare a borrowing plan for a registered home in Mumbai, Maharashtra, with an official lender route and your own editable assumptions.

Homes for sale in Mumbai Estimate EMI

Photo · Mumbai: Marine Drive at dusk

Prepare for this property

For a society resale, organise the society papers alongside the seller’s title documents. Ask the lender which building and flat records it needs before paying a processing fee.

A sourced lender route

HDFCLogo

HDFC Bank

Private sector bankProducts and official sources

HDFC Bank: HDFC Bank publishes a home-loan service page for mumbai. This confirms a published service route, not every property or application. HDFC Bank, checked 2026-11-12

This is a documented service route, not an exhaustive list of lenders in the city or a recommendation. Ask the lender whether it serves your exact property and transaction. Explore the alphabetical directory to research alternatives directly.

Separate the loan from cash costs

Confirm the valuation basis, duty, registration and any mortgage charges for the property location. Also allow for loan fees, society charges and the reserve you want to retain. A monthly payment estimate alone cannot show whether you have enough cash to complete.

Take the budget into your search

Search registered homes in Mumbai and use the area guides to organise viewings. Keep personal budget figures out of messages to listers until you decide what to disclose.

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This is general information, not legal, tax or financial advice. Check with a qualified professional for your case.

Where to get a home loan in Mumbai

Prepare for this property

A sourced lender route

HDFC Bank

Separate the loan from cash costs

Home loan EMI calculator

Home affordability calculator

Stamp duty and registration estimate

Total cost of buying a home

Take the budget into your search

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